Products and Services

Our Commitment

PCIC Strategies in committed to helping its clients achieve their long-term strategic and financial objectives.  We will assist companies in evaluating their operating practices, key risks, corporate governance practices and capital adequacy ratios enabling them to produce more consistent operating results and prospective capital adequacy ratios.  

Our Services

PCIC Strategies is unique in its ability to assist property and casualty insurance company management teams and boards of directors in addressing both strategic and operational issues they face in today’s challenging business and insurance marketplace.  Examples of our areas of expertise include:


Enterprise Risk Management and Corporate Governance
            Assess current ERM framework to meet expectations of rating agencies and regulators
            Create and implement an ERM framework for small to mid-size P&C insurance companies
            Develop risk profile, risk appetite and risk tolerance levels leading to establishing a risk-aware culture
            Develop heat maps and individual risk dashboards to allow companies to effectively manage their key risks
            Implement board practices to provide appropriate governance and oversight of management and ERM framework

Virtual insurance company management and acting CEO, COO and CFO positions
  • Creation of strategic and operating goals and business plans
  • Due diligence analyses for potential P&C insurance company acquisitions

Financial Management

  • Capital management and capital adequacy ratios
  • Financial management practices

Underwriting Management

  • MGA operational and underwriting audit services
  • Specialty program proposals
  • Underwriting strategies and practices
  • Ceded reinsurance strategies

Our Approach

Only by listening and asking probing questions can PCIC Strategies fully understand the needs of its clients.  We will begin by scheduling a meeting to explore the enterprise risk management, business strategies or operational issues that gave rise to the inquiry.

Prior to the engagement, PCIC Strategies will provide a written statement of work outlining the engagement process and the format of the completed work product.  A consulting agreement will be executed by both parties to ensure we have communicated expectations clearly.  Throughout the engagement, open communication regarding findings and status will be conducted frequently.


PCIC Strategies’ offers a flexible fee structure which can be hourly, daily or on a fixed fee basis and because of our size, there are no minimum fee levels.  So, even engagements as small as ½ day will be considered.